“Money doesn’t make you into a different person; it just makes you more of who you already are.”
Not a semester goes by where I miss the chance to share this nugget of wisdom with my business ethics students. I don’t feel like I can take credit for the idea, and I can’t remember where I first encountered it. But like most true things, it sticks in the brain once you hear it.
One of the fortunate/unfortunate things in life is that the reach of our character is constrained by our circumstances. Because none of us is all-powerful, what we want is held in check by what’s possible. To the degree we want to do good in the world, it’s unfortunate that we don’t have more resources to do good with. And insofar as we want bad things—anything that makes ourselves and others worse off—it’s a blessing that our wants go wanting.
Thus, money has the power to amplify our character. Impatient? Money gives you power to get things faster. Prideful? Money buys a lot of praise. You get the idea. There’s really no attribute that money can’t make more of. Generous? Here’s hoping you end up with more money.
In this sense, AI is like money
There are very reasonable concerns that people have about what AI is going to do to all of us, known as the “alignment” problem. What happens if AI isn’t aligned with proper human values?
AI is an amplifier and this, in my opinion, is the more immediate and urgent alignment danger. I worry less about the “it’s going to raise a robot army and kill us all” kind of alignment fear. I worry much more about the “it’s going to make us all kill each other” problem.
I say all of this despite being excited every day about what AI makes possible. With a technical background but no coding expertise, I’ve been on a tear with AI this year. Since May, I’ve built projects that I’ve contemplated for years and haven’t had the resources or skill to make happen. I’ll have more to share about those projects in posts to come, but here are some quick highlights:
- I’ve built a from-scratch website to collect stories of helping experiences, including features like a chatbot that gives advice drawn from real experiences. (Launching early next year!)
- I’ve made my own personal AI assistant that tracks my todos, smartly searches my 2000+ article database I’ve saved up over the years, and even helps me exercise more regularly. It uses data stored privately on a Mac Mini in my office.
- With colleagues, we’ve built a benchmark that measures how much different LLMs will help a user rationalize unethical decision-making. This idea went from concept to the first set of results in just two days. We’re validating the benchmark now and hope to have a paper out soon.
The most striking thing for me is how quickly an idea becomes reality now that I’ve gotten adept with AI tools. In fact, the funny problem I’ve had is that it’s become so easy to build something that I get easily distracted by a new idea when I should be buckling down and finishing the projects I’ve already started. Building is just really fun to do, and there’s a buzz from getting to the 80% version of an idea in mere hours. In other words, I’ve wasted time when I could have been finishing important things.
Exciting and Scary
All this is why I think the most reasonable reaction to have to AI is to be both excited and scared. The ability to do more doesn’t equate with wise judgment or good character. What we bring to AI matters at least as much as what AI can actually do.
If you’re a mediocre artist, for example, AI is not going to make you a good artist. This is a tough thing to come to terms with, which is why Tilly Norwood somehow exists. Bad taste is why OpenAI’s Slop-Tok app, Sora, probably won’t be long for this earth as people download it for the novelty, then find nothing worth staying for.
Good taste requires patience and discernment. It means exploring and learning and consuming beautiful things deliberately, the kind of things that are far too irreducible for Instagram Reels. Good taste takes work.
In education, the depressing reality is that too many students will use ChatGPT to give them the answer but they won’t use it to teach them the answer, despite how miraculous it is to have the smartest tutor in the history of the world at their disposal. Here again, the problem is in the wanting because the chance to actually learn is just one more prompt away.
But for those who have figured it out, they’re using AI to learn faster than they ever have before. Since May, I think I’ve told my wife at least a dozen times that I can’t remember having learned as much in as short a time span. Of course I don't have the pressures of homework in required classes that I don’t want to take, so I can see where students are coming from.
Among the many flaws of LLMs, sycophancy is probably the most pernicious. AI will do ridiculous things like praising us for being genius babies (long video, but worth it) and horrific things like encouraging suicide. It’s clear that modern AI products struggle to strike a balance between likability and honesty, and so they accelerate every idea, no matter how terrible it is.
In contrast, AI can work like jet fuel for good ideas. The technology is accelerating science dramatically. Berkeley researchers are using it to iterate and discover new materials. A group in Australia used AI to identify mechanisms for early-onset Parkinson’s, and also are on track for a drug to treat it.
But it takes discipline to use AI to refine your ideas. You have to invite its criticisms and take time to actually evaluate them. You have to be willing to resist it when it glazes you, rather than being drawn into the flattery. AI as an idea magnifier depends on our character as much as it depends on the technology.
What we bring matters
To wrap up, with the help of AI I remembered an article I had read on the magnifying effect of money, quoted here below. It all holds for AI as well. As I said at the start, it’s wonderful and terrible.
If you view the world through the lens of scarcity and survival, money will only amplify that feeling of inadequacy. But if freedom is what defines you, then money will feel abundant, no matter how much you have. If power and influence is what you want, then money will drive the nature of your relationships in that direction…After all, if you don’t give money its purpose, it will end up defining yours.
Lawrence Yeo, “Money is the megaphone of identity” at moretothat.com






